Indian Overseas Bank Apprentice Recruitment 2026
Indian Overseas Bank (IOB), one of India’s leading Public Sector Banks headquartered in Chennai, has released the Indian Overseas Bank Apprentice Recruitment 2026 notification for 750 Apprentice vacancies under the Apprentices Act, 1961 for the financial year 2026-27. Eligible graduates from across India can submit online applications through the BFSI Sector Skill Council portal after registering on the NAPS or NATS apprenticeship portals.
The apprenticeship offers candidates an excellent opportunity to gain practical banking experience in Metro, Urban and Rural branches of Indian Overseas Bank. Selection will be based on an online examination, local language test, document verification and medical fitness as applicable.
The notification was issued under Advertisement No. HRDD/APPR/01/2026-27 dated 06 July 2026.
Indian Overseas Bank Apprentice Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Recruitment | Engagement of Apprentices |
| Advertisement No. | HRDD/APPR/01/2026-27 |
| Notification Date | 06 July 2026 |
| Total Vacancies | 750 |
| Engagement Type | Apprenticeship under Apprentices Act, 1961 |
| Duration | 1 Year |
| Job Location | Across India |
| Mode of Application | Online |
| Opening Date | 07 July 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 22 July 2026 |
| Tentative Online Exam | 02 August 2026 |
| Official Website | https://www.iob.bank.in |
Indian Overseas Bank Apprentice Recruitment 2026 Highlights
✔ 750 Apprentice Vacancies
✔ Graduate Pass Candidates Eligible
✔ One-Year Apprenticeship
✔ Monthly Stipend up to ₹15,500
✔ Online Examination
✔ Local Language Test
✔ Opportunities Across India
✔ Public Sector Bank Experience
Important Dates for Indian Overseas Bank Apprentice Recruitment 2026
| Activity | Date |
|---|---|
| Notification Released | 06 July 2026 |
| Online Application Starts | 07 July 2026 |
| NAPS Registration Last Date | 20 July 2026 |
| NATS Registration Last Date | 20 July 2026 |
| Online Application Last Date | 20 July 2026 |
| Application Fee Payment | 07 July – 22 July 2026 |
| Online Examination (Tentative) | 02 August 2026 |
| Result | To be announced on the official website |
| Document Verification | After Online Test |
| Local Language Test | During Document Verification |
| Medical Examination | Before Engagement |
Indian Overseas Bank Apprentice Recruitment 2026 Vacancy Details
A total of 750 Apprentice vacancies have been announced across various States and Union Territories.
| State / UT | Vacancies |
|---|---|
| Andaman & Nicobar Islands | 1 |
| Andhra Pradesh | 15 |
| Arunachal Pradesh | 1 |
| Assam | 4 |
| Bihar | 35 |
| Chandigarh | 4 |
| Chhattisgarh | 10 |
| Daman & Diu | 1 |
| Delhi | 53 |
| Dadra & Nagar Haveli | 0 |
| Goa | 1 |
| Gujarat | 16 |
| Haryana | 16 |
| Himachal Pradesh | 1 |
| Jammu & Kashmir | 2 |
| Jharkhand | 8 |
| Karnataka | 6 |
| Kerala | 33 |
| Lakshadweep | 0 |
| Madhya Pradesh | 12 |
| Maharashtra | 85 |
| Manipur | 4 |
| Meghalaya | 2 |
| Mizoram | 2 |
| Nagaland | 1 |
| Odisha | 22 |
| Puducherry | 12 |
| Punjab | 24 |
| Rajasthan | 16 |
| Sikkim | 2 |
| Tamil Nadu | 200 |
| Telangana | 6 |
| Tripura | 2 |
| Uttar Pradesh | 110 |
| Uttarakhand | 8 |
| West Bengal | 35 |
Total Vacancies: 750
The vacancies include reservation for Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), Economically Weaker Sections (EWS) and Persons with Benchmark Disabilities (PwBD). The notification also mentions that these vacancies include backlog positions and may vary depending on the Bank’s requirements.
Eligibility Criteria for Indian Overseas Bank Apprentice Recruitment 2026
Nationality
Applicants must be Citizens of India.
Age Limit (As on 01 July 2026)
| Category | Age |
|---|---|
| Minimum Age | 20 Years |
| Maximum Age | 28 Years |
For General and EWS candidates, the date of birth should fall between 01 July 1998 and 01 July 2006 (both dates inclusive).
Candidates registered under NAPS must be below 34 years after applicable age relaxation.
Educational Qualification
Candidates must possess:
- Graduation in any discipline from a Government-recognized University.
- Graduation result must have been declared on or before 31 July 2026.
For candidates registered under NATS:
- Graduation result should have been declared between 01 March 2022 and 31 July 2026.
- Candidates must produce mark sheets and provisional/degree certificate during document verification.
Age Relaxation
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
Age relaxation will be granted according to Government of India guidelines and subject to submission of valid supporting certificates.
Reservation Policy for Indian Overseas Bank Apprentice Recruitment 2026
Indian Overseas Bank will fill the apprentice vacancies by following the reservation policy of the Government of India. Reservations are available for Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (Non-Creamy Layer), Economically Weaker Sections (EWS), and Persons with Benchmark Disabilities (PwBD).
The reservation is applicable state-wise, and the number of vacancies may change depending on the Bank’s actual requirements. The notified vacancies also include backlog vacancies.
Category-wise Reservation
| Category | Vacancies |
|---|---|
| SC | 176 |
| ST | 63 |
| OBC | 247 |
| EWS | 32 |
| General (UR) | 232 |
| Total | 750 |
Persons with Benchmark Disabilities (PwBD)
Reservation has also been provided horizontally for Persons with Benchmark Disabilities.
| Disability Category | Reserved Seats |
|---|---|
| Hearing Impaired (HI) | 19 |
| Orthopedically Challenged (OC) | 16 |
| Visually Impaired (VI) | 17 |
| Intellectual Disability (ID) | 16 |
Candidates belonging to PwBD categories will be adjusted against their respective vertical categories (SC/ST/OBC/EWS/General).
Reservation for Persons with Benchmark Disabilities (PwBD)
Under the Rights of Persons with Disabilities Act, 2016, eligible candidates with benchmark disabilities can apply under the PwBD category.
The following disability categories are eligible:
Orthopedically Challenged (OC)
Includes eligible candidates with locomotor disabilities such as:
- Cerebral Palsy
- Leprosy Cured
- Dwarfism
- Muscular Dystrophy
- Acid Attack Victims
- Spinal Deformity
- Spinal Injury without neurological dysfunction
Visually Impaired (VI)
Eligible candidates suffering from:
- Blindness
- Low Vision
as defined under the RPWD Act, 2016.
Hearing Impaired (HI)
Includes:
- Deaf
- Hard of Hearing
Intellectual Disability (ID)
Includes:
- Intellectual Disability
- Autism Spectrum Disorder
- Specific Learning Disability
- Mental Illness
- Multiple Disabilities
Only candidates possessing 40% or more benchmark disability and a valid disability certificate issued by the competent authority will be eligible for reservation.
Economically Weaker Section (EWS)
Candidates seeking reservation under EWS must satisfy the Government of India income and asset criteria.
Key points include:
- Annual family income below ₹8 lakh
- Family should not own assets exceeding prescribed limits
- Valid Income and Asset Certificate issued by the competent authority is mandatory.
The Bank has clarified that EWS vacancies are provisional and subject to Government directives and court decisions.
Salary Details for Indian Overseas Bank Apprentice Recruitment 2026
Selected apprentices will receive a monthly stipend depending upon the branch category.
Monthly Stipend
| Branch Category | Monthly Stipend |
|---|---|
| Metro | ₹15,500 |
| Urban | ₹14,500 |
| Semi-Urban / Rural | ₹14,000 |
The above amount includes the Government subsidy, wherever applicable. Apprentices are not eligible for DA, HRA, medical benefits, bonus, pension, gratuity, or any other employee benefits.
Stipend for NATS Candidates
For candidates engaged through NATS, the Bank will initially pay:
| Branch Category | Bank Share |
|---|---|
| Metro | ₹9,350 |
| Urban | ₹8,350 |
| Semi-Urban / Rural | ₹7,850 |
The remaining ₹6,150 will be credited directly by the Government of India through Direct Benefit Transfer (DBT), as per applicable guidelines.
Selection Process for Indian Overseas Bank Apprentice Recruitment 2026
Selection will be carried out in the following stages:
- Online Written Examination
- Local Language Test
- Document Verification
- Personal Interaction (if decided by the Bank)
- Medical Fitness Examination
Merely satisfying the eligibility conditions does not guarantee selection or document verification.
Online Examination Pattern
The online examination will consist of objective-type questions.
| Subject | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Quantitative & Reasoning Aptitude | 25 | 25 |
| Computer / Subject Knowledge | 25 | 25 |
| Total | 100 | 100 |
Duration
90 Minutes
Important Points
- Examination will be conducted online.
- Candidates will receive examination details through BFSI Sector Skill Council of India (BFSI SSC).
- Candidates can appear using:
- Desktop
- Laptop
- Tablet
- Smartphone
- A front camera-enabled device is mandatory.
- The same ID proof uploaded during registration must be shown during the examination.
- Except PwBD candidates, nobody else can remain near the candidate while taking the examination.
- The Bank will decide the minimum qualifying marks.
- SC/ST/OBC/PwBD candidates will receive 5% relaxation in the aggregate qualifying marks.
- There are no sectional qualifying marks.
- Merit will be prepared based on aggregate marks.
- In case of a tie, the older candidate will rank higher.
Local Language Test
Candidates applying for a particular State or Union Territory must be proficient in one of the specified local languages of that State.
The local language test will be conducted after the online written examination during document verification.
Candidates who fail the language test will not be engaged.
However, candidates who studied the specified local language in Class 10 or Class 12 and can produce the relevant mark sheet or certificate will be exempted from the language test.
Result and Merit List
The results of each stage, including the final merit list, will be published on the official website.
Selection will be based on:
- Performance in the online examination
- Local language proficiency
- Successful document verification
- Medical fitness
- Personal interaction, if conducted by the Bank
Wait List
Indian Overseas Bank will maintain a State-wise and Category-wise wait list.
The wait list will remain valid for:
- One year from the date of declaration of the result, or
- Until the next apprentice recruitment exercise, whichever is earlier.
Candidates from the wait list may be offered engagement against vacancies arising due to non-joining of selected candidates.
Medical Fitness
Candidates provisionally selected must:
- Be declared medically fit by a qualified medical practitioner as specified by the Bank.
- Successfully complete document verification.
- Produce valid caste/category certificates wherever applicable.
- Clear character and antecedent verification before final engagement.
Application Process for Indian Overseas Bank Apprentice Recruitment 2026
Candidates interested in the Indian Overseas Bank Apprentice Recruitment 2026 must complete registration on the apprenticeship portals before submitting the online application. Applications are accepted only through online mode. No offline or any other mode of application will be entertained.
How to Apply Online
Follow the steps below to apply successfully:
Step 1: Read the Official Notification
Visit the Indian Overseas Bank Careers page and carefully read the complete advertisement before applying.
Step 2: Register on NATS or NAPS
Candidates must complete registration on either of the following portals before filling the application form:
- NATS Portal
- NAPS Portal
Registration/enrolment number obtained from either portal is mandatory while submitting the online application.
Step 3: Visit BFSI SSC Portal
Open the BFSI Sector Skill Council of India portal and select:
IOB Apprenticeship Program FY 2026-27
Complete the online application form carefully.
Step 4: Upload Required Details
Provide:
- Personal details
- Educational qualification
- NATS/NAPS Enrolment Number
- Category details
- Contact information
- Email ID
- Mobile Number
Step 5: Pay Application Fee
Eligible candidates must pay the prescribed application fee online.
Step 6: Submit Application
Verify all information before final submission.
Download and save the confirmation page for future reference.
Important Instructions Before Applying
Applicants should ensure that:
- They fulfil all eligibility conditions.
- They possess all required certificates.
- Their email ID and mobile number remain active throughout the recruitment process.
- They apply for only one State/UT, preferably their home State or Union Territory.
- They have not previously completed apprenticeship training in Indian Overseas Bank or any other organisation under the Apprentices Act.
- They have not acquired one year or more of work experience after graduation, as such candidates are not eligible.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹200 + 18% GST = ₹236 |
| General / OBC / EWS (Female) | ₹600 + 18% GST = ₹708 |
| General / OBC / EWS (Male) | ₹800 + 18% GST = ₹944 |
Fee Payment Period
07 July 2026 to 22 July 2026
Application fee once paid is non-refundable and cannot be adjusted against any future recruitment process.
Documents Required
Candidates should keep the following documents ready:
- Printed Online Application Form
- Printout of BFSI SSC application email
- Proof of Date of Birth
- Aadhaar Card / PAN Card / Passport / Driving Licence / Voter ID
- Graduation Mark Sheets
- Degree / Provisional Certificate
- Category Certificate (SC/ST/OBC/EWS)
- OBC Non-Creamy Layer Certificate (issued on or after 01.04.2026, if applicable)
- PwBD Certificate (if applicable)
- Any other document supporting eligibility
Original documents along with self-attested photocopies must be produced during document verification.
Important Official Links
| Particular | Link |
|---|---|
| Official Website | https://www.iob.in |
| Careers Page | https://www.iob.bank.in |
| Online Application (BFSI SSC) | https://beep.bfsissc.com |
| BFSI SSC Website | https://www.bfsissc.com |
| NATS Registration | https://nats.education.gov.in |
| NAPS Registration | https://www.apprenticeshipindia.gov.in |
| Advertisement PDF | https://www.iob.bank.in/documents/d/guest/web-ad-750-vac-2026-27 |
Importance of the Role
The Indian Overseas Bank Apprentice programme provides graduates with structured exposure to banking operations, customer service, digital banking, branch administration, compliance, and financial products. During the one-year apprenticeship, candidates gain valuable hands-on experience in a leading public sector bank, strengthening their professional skills and improving future employability in the banking and financial services sector.
Who Should Apply?
This opportunity is ideal for:
- Fresh graduates seeking banking experience
- Candidates preparing for IBPS, SBI, RBI, and other banking examinations
- Graduates looking to build a career in financial services
- Candidates wishing to gain practical exposure in a public sector bank
- Applicants who meet the age and educational eligibility criteria
Preparation Guide
To improve your chances of selection:
- Study Banking and Financial Awareness regularly.
- Strengthen General English grammar and comprehension.
- Practise Quantitative Aptitude and Logical Reasoning.
- Revise Computer Fundamentals.
- Read daily current affairs, especially banking and economy news.
- Practise online mock tests to improve speed and accuracy.
- Ensure proficiency in the local language of the State/UT applied for.
Salary Insight
Although the apprenticeship does not provide permanent employment, the monthly stipend of ₹14,000 to ₹15,500 offers financial support while candidates gain valuable practical banking experience. The experience and exposure can significantly enhance prospects for future recruitment in banks and financial institutions.
Frequently Asked Questions (FAQs)
How many vacancies are available?
A total of 750 Apprentice vacancies have been announced.
What is the last date to apply?
The last date to submit the online application is 20 July 2026.
Who can apply?
Graduates in any discipline from a recognised university whose results were declared on or before 31 July 2026 and who satisfy the age and other eligibility conditions can apply.
What is the age limit?
Candidates must be 20 to 28 years as on 01 July 2026, with applicable age relaxation for reserved categories.
Is there an application fee?
Yes. The fee ranges from ₹236 to ₹944, depending on the candidate’s category.
What is the stipend?
Selected apprentices will receive ₹14,000 to ₹15,500 per month, depending on the branch category.
Will apprentices get a permanent job?
No. Apprenticeship training does not guarantee regular employment in Indian Overseas Bank after completion of the training period.
Final Thoughts
The Indian Overseas Bank Apprentice Recruitment 2026 is an excellent opportunity for graduates to gain practical experience in the banking sector through a one-year apprenticeship with a reputed public sector bank. With 750 vacancies across India, competitive stipends, and structured training, eligible candidates should complete their registrations on the NATS or NAPS portals and submit their applications before the closing date. Candidates are advised to read the official notification carefully and ensure that they meet all eligibility conditions before applying.
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